- In order to maintain their accustomed standard of living in old age, employees should start thinking about private supplementary provision as early as possible.
- One option is a company pension plan, to which the employer usually adds a certain amount of money.
- In addition, there is also a state subsidy
- Contact us now for a free, no obligation financial analysis
1. What does the company pension plan cover?
The company pension plan is one of the ways to prepare financially for old age. Money is saved during a person's working life so that they can later receive a lifelong pension in addition to their statutory pension. Supplementary insurance, such as provision for surviving dependents or insurance against possible occupational disability, can also be taken out via the bAV.
2. Who can use the company pension scheme?
In the case of deferred compensation, the employee's tax burden is reduced, as are the employer's and employee's social security costs, since the pension amount is deducted directly from the gross salary.
3. So what is a bAV anyway?
4. Is there a legal entitlement to the company pension scheme?
5. How high is the subsidy amount for the company pension scheme?
6. What benefits for employees and employers have been written into law?
7. What other advantages does the company pension scheme offer?
8. What are the possible disadvantages?
9. What happens if I change employer?
10. Can I receive benefits from the bAV before the age of 67?
11. Can I have everything paid out at once?
12. What to do?
- Get your finances in order
- Identify your current expected retirement income
- Work out how much you really need in retirement
- Put together a plan to achieve that goal (that's where we come in!)
- Book a retirement plan checkup to make sure you are on track for your target retirement income
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