The new government coalition wants to reform the private pension system, float the state pension on the stock market, and get more people into home ownership.

According to a survey, 10.4 million Germans slip into the overdraft facility in January. Learn how you can get your finances under control and benefit from the #SmartEffect.

• 10.4 million Germans have already overdrawn their accounts, and by the end of January it will be around 18 million
• Your overdraf...

There are countless consultants in banks and insurance companies. We are free from these industry boundaries. With Affluende you have a coach for all financial questions at your side. Benefit from finely tuned solutions from banks, building societies, insurance companies and investment companies.

With the turn of the year, many new regulations and laws came into force. It's not too late to act!
We have summarized the most important changes for 2021.

• The year 2021 brings changes that will affect your wallet
  
  
• While child benefit and minimum wage will be increased, the Soli will be eliminated for m...

Setting up a new business is often a daunting experience. It can be stressful and often lead to second guessing even the most basic decisions. Issues like typeface, font sizing and common themes can waste away hours of productivity. DON'T sweat the small things! Get going while you are highly motiva...